Your AHV/AVS pension in addition to your occupational pension benefits are unlikely to enable you to maintain your customary standard of living after retirement. Our pillar 3a solutions offer immediate advantages, without having to wait until later. There are several reasons why a Liberty 3a retirement savings solution in the form of a fixed-rate account or a securities deposit may be of interest to you: you require a high level of security you are looking to save for retirement while optimising taxation you wish to invest in securities at a low cost you are planning on leaving Switzerland permanently you are becoming self-employed

Whether you are taking a break from work, relocating abroad, or starting your own business – you want to invest your retirement savings well. Depending on your preference, you can opt for a vested benefits solution with a high level of security, or one with higher potential returns. You can open a vested benefit account with Liberty free of charge if you are: Relocating abroad Becoming self-employed Unemployed On parental leave Divorcing Furthering your education Looking to invest your pension assets with a high level of security.

Liberty is the only provider in Switzerland to offer such a broad spectrum of individual second and third pillar products and services. Our independence assures you more freedom of choice than anywhere else does. Liberty is one of Switzerland’s leading full-service groups in the occupational benefits and tied private benefits field. We are a technology undertaking that sets new milestones in the Swiss pensions market thanks to our open modular pension platform. In addition to extensive consulting expertise and service-oriented mentality, we offer a large number of innovative second and third pillar pension products.

The point of contact for all of your requestsYou have a question about your insurance contract, an announcement to make or you need information? Our Customer Services are your exclusive point of contact. www.groupemutuel.ch/contactusWrite to us or contact us by phone: we will provide an answer as quickly as possible.Our Customer Services are available Monday to Friday, from 08.00 to 18.00:Hotline 0848 803 111 l Email clients@groupemutuel.chOne single address for sending medical invoices (original documents) and letters:Groupe Mutuel, Rue des Cèdres 5, 1919 Martignyprestations@groupemutuel.chIn approximately 40 agencies and 6 service centres throughout Switzerland, our employees are available to welcome and advise you.Opening hours: from 8.00 to 12.00 and 13.30 to 17.00 (incl. on the eve of public holidays).Make life easier thanks to your Customer AreaScan and send your invoices instantlyConsult your documents and refundsModify your contracts and personal dataDownload the application from your App StoreQuestions about the Customer area?Your frequently asked questions on the Customer Area - Groupe Mutuel Call our hotline on 058 758 71 71 (Monday to Friday, 8am to 6pm)Write to us at customer.area@groupemutuel.ch

Have you established your own business as a sole proprietorship or a general and limited partnership? Or are you employed by your own joint stock or limited liability company? Liberty has the right pension solution for you. Advantages of joining Liberty 1e Flex Invest Foundation: Flexible individual and tailor-made solutions Attractive premiums Association solutions for self-employed persons (AHV) Individual investment solutions with up to 80% equities exposure Multilingual German - English - French - Italian Online access with liberty Connect

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